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According to get a credit report Butte the Federal Trade Commission (FTC), a report released in 2007 revealed that 8.3 million American adults, or 3.7 percent of all American adults, were victims of get a credit report Butte identity theft in 2005.[40] The latest report from the FTC showed that ID get a credit report Butte theft increased by 21% in 2008. However, credit card fraud, that crime which is get a credit report Butte most closely associated with the crime of ID theft, has been declining as a percentage of all ID get a credit report Butte theft. In 2002, get a credit report Butte 41% of all ID theft complaints involved a credit card. That percentage has dropped to 21% in 2008.[41] Two states, get a credit report Butte California[42] and Wisconsin[43] have created an Office of Privacy Protection to get a credit report Butte assist their citizens in avoiding and recovering from identity theft. 3 score credit report In Massachusetts in 2009-2010, Governor Deval Patrick made a commitment to balance consumer protection get a credit report Butte with the needs of small business owners. His Office of Consumer Affairs and Business Regulation announced certain adjustments get a credit report Butte to Massachusetts' identity theft regulations that maintain protections and also allows flexibility in compliance. These updated regulations went into effect on March 1, 2010. The regulations are clear that their approach get a credit report Butte to data security is a risk-based approach important to small businesses and might not handle a lot of personal information about customers.[44][45] Most states followed California's lead and enacted mandatory data breach notification laws. copy of free credit report As a result, companies that report a data breach typically report it to all their customers.[46] Surveys in the USA from 2003 to 2006 showed a get a credit report Butte decrease in the total number of victims and a decrease in the total value of identity fraud from US$47.6 billion in 2003 to $15.6 billion in 2006. The average fraud per person decreased from $4,789 in 2003 to $1,882 in 2006.

The 2003 survey from the Identity Theft Resource Center[47] found that: In a widely publicized account,[48] Michelle get a credit report Butte Brown, a victim of identity fraud, testified before a U.S. Brown testified that: "over a year and a half from January 1998 through July 1999, one individual impersonated me to procure over $50,000 in goods and services. free credit report all three